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banks</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2017/05/ripple.png</image:loc><image:title>ripple</image:title></image:image><lastmod>2025-11-02T17:08:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://annrhefn.blog/2017/08/17/segwit-activates-by-masf-how-uasf-libertarians-won-bitcoins-scaling-war/</loc><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2024/10/31243-screenshot_20230811-133427-12.png</image:loc><image:title>Screenshot_20230811-133427-12</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2017/08/hodlers.jpg</image:loc><image:title>Hodlers</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2017/08/segwit2.jpg</image:loc><image:title>segwit2</image:title></image:image><lastmod>2025-11-02T16:58:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://annrhefn.blog/2025/06/22/exploring-bitcoin-as-medium-of-exchange-op-codes-soft-forks-and-layer-two-lightning-sidechains-statechains-joinpools-e-cash-nostr/</loc><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2025/06/1000001003.jpg</image:loc><image:title>1000001003</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2025/06/1000001002-1.jpg</image:loc><image:title>1000001002</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2025/06/1000001002.jpg</image:loc><image:title>1000001002</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2025/06/1000001001.jpg</image:loc><image:title>1000001001</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2025/06/1000000836.jpg</image:loc><image:title>1000000836</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2025/06/1000000835.jpg</image:loc><image:title>1000000835</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2025/06/1000000834-1.jpg</image:loc><image:title>1000000834</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2025/06/1000000834.jpg</image:loc><image:title>1000000834</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2025/06/1000000833-2.jpg</image:loc><image:title>1000000833</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2025/06/1000000833-1.jpg</image:loc><image:title>1000000833</image:title></image:image><lastmod>2025-06-22T20:49:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://annrhefn.blog/2019/10/07/gold-and-the-blockchain-redux-trump-q-the-gold-standard-and-ending-the-fed/</loc><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2024/10/e98b6-screenshot_20230811-133427-5.png</image:loc><image:title>Screenshot_20230811-133427-5</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2024/10/246b2-trump-.png</image:loc><image:title>Trump 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Directorate1</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2024/10/3c00c-exports-1-1484766687-1569952792170.png</image:loc><image:title>Exports</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2024/10/32daa-exports.png</image:loc><image:title>Exports</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2024/10/24bcc-impeachment.jpg</image:loc><image:title>impeachment</image:title></image:image><lastmod>2025-04-21T09:21:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://annrhefn.blog/2016/03/28/decentralizing-credit-and-currency-economics-of-scale/</loc><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2024/10/5ac78-screenshot_20230811-133427-22.png</image:loc><image:title>Screenshot_20230811-133427-22</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2016/03/inverted-pyramid-assets.png</image:loc><image:title>Inverted Pyramid Assets</image:title></image:image><lastmod>2025-04-08T02:34:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://annrhefn.blog/2017/02/05/the-economics-of-local-banking/</loc><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2024/10/c52df-screenshot_20230811-133427-16.png</image:loc><image:title>Screenshot_20230811-133427-16</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2017/02/krugman-internet.png</image:loc><image:title>krugman-internet</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2017/02/localcurrency1.jpg</image:loc><image:title>localcurrency1</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2017/02/localcurrency.jpg</image:loc><image:title>localcurrency</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2017/01/localbanking.jpg</image:loc><image:title>localbanking</image:title></image:image><lastmod>2025-04-07T21:50:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://annrhefn.blog/2018/10/28/bitcoin-litecoin-lightning-network-and-cross-atomic-swaps-two-become-one/</loc><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2024/10/ed1c1-screenshot_20230811-133427-7.png</image:loc><image:title>Screenshot_20230811-133427-7</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2018/10/lightning-question.png</image:loc><image:title>lightning question</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2018/10/lightning-dev.jpg</image:loc><image:title>Lightning dev</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2018/10/hal-finney1.png</image:loc><image:title>hal finney</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2018/10/hal-finney.png</image:loc><image:title>hal finney</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2018/10/satoshi.png</image:loc><image:title>satoshi</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2018/10/venezuela.png</image:loc><image:title>venezuela</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2018/10/btcbch.png</image:loc><image:title>btcbch</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2018/10/segwit-adoption.png</image:loc><image:title>SegWit adoption</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2018/10/segwit-blocks.jpg</image:loc><image:title>segwit blocks</image:title></image:image><lastmod>2025-03-23T05:42:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://annrhefn.blog/2018/07/23/deflation-and-the-digital-dark-age-labourism-not-capitalism-the-rise-of-bitcoin-the-fall-of-the-machines/</loc><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2024/10/fd189-screenshot_20230811-133427-8.png</image:loc><image:title>Screenshot_20230811-133427-8</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2018/07/tokien.jpg</image:loc><image:title>tokien</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2018/07/wrath_of_gnon_-_michel_houellebecq-600x376.jpg</image:loc><image:title>wrath_of_gnon_-_michel_houellebecq-600x376</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2018/07/scruton.jpg</image:loc><image:title>scruton</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2018/07/shakespeare1.jpg</image:loc><image:title>shakespeare1</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2018/07/peasantry.jpg</image:loc><image:title>peasantry</image:title></image:image><lastmod>2025-01-26T22:32:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://annrhefn.blog/2024/04/24/the-bitcoin-halving-redux-2024-and-revisiting-2020-and-2016-the-end-of-bitcoins-boom-and-bust-cycles/</loc><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2024/04/84d3c-screenshot_20230811-133427-4.png</image:loc><image:title>Screenshot_20230811-133427-4.png?resize=224224&amp;ssl=1</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2024/10/ceeb5-1000000657.jpg</image:loc><image:title>1000000657</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2024/10/d50de-1000000656.jpg</image:loc><image:title>1000000656</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2024/10/edd04-1000000655.jpg</image:loc><image:title>1000000655</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2024/10/07ba2-1000000654.png</image:loc><image:title>1000000654</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2024/10/9cdb0-1000000584-1.jpg</image:loc><image:title>1000000584-1</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2024/10/7b8c2-1000000584.jpg</image:loc><image:title>1000000584</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2024/10/370a6-1000000583-1.jpg</image:loc><image:title>1000000583-1</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2024/10/bbfb5-1000000582.jpg</image:loc><image:title>1000000582</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2024/10/1b082-1000000583.jpg</image:loc><image:title>1000000583</image:title></image:image><lastmod>2024-10-04T16:32:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://annrhefn.blog/2023/08/17/bitcoin-kills-banking-bolt-on-banks-vs-central-banks-eurodollar-vs-dollar-and-bitcoin-collateralisation/</loc><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2024/10/ce1c2-screenshot_20230811-133427.png</image:loc><image:title>Screenshot_20230811-133427</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2024/10/978df-screenshot_20230811_132335_brave.jpg</image:loc><image:title>Screenshot_20230811_132335_Brave</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2024/10/4264f-brics-leaders-nations-800x450-1.jpg</image:loc><image:title>brics-leaders-nations-800x450-1</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2024/10/292c0-0eolltvf.jpg_medium.jpg</image:loc><image:title>0EOlLTVF.jpg_medium</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2024/10/0a555-screenshot_20230730_134947_brave.jpg</image:loc><image:title>Screenshot_20230730_134947_Brave</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2024/10/066b5-screenshot_20230729_160025_brave.jpg</image:loc><image:title>Screenshot_20230729_160025_Brave</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2024/10/47fd1-screenshot_20230729_160004_brave.jpg</image:loc><image:title>Screenshot_20230729_160004_Brave</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2024/10/fda5f-screenshot_20230728_162337_brave.jpg</image:loc><image:title>Screenshot_20230728_162337_Brave</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2024/10/572f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Silver Dollar</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2018/07/internet_key_layers.png</image:loc><image:title>Internet_Key_Layers</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2018/07/labourgdp.jpg</image:loc><image:title>Labourgdp</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2018/07/mosley.jpg</image:loc><image:title>mosley</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2018/07/ronpaul.jpg</image:loc><image:title>ronpaul</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2018/07/chesterton.jpg</image:loc><image:title>chesterton</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2018/06/belloc.png</image:loc><image:title>belloc</image:title></image:image><image:image><image:loc>https://annrhefn.blog/wp-content/uploads/2018/06/east-india-company.jpg</image:loc><image:title>East 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